When and what age should you start saving? Saving money of any size is a clever financial exercise at any age for that matter. Doesn’t matter if that’s making money through chores at home or working for someone in a company, when you make money you should be saving! The first step when wanting to …
Debt counselling is a service provided that gives advice and support to people who are in financial difficulty. This service is majority funded by the government and is generally associated with an organisation; you’ll rarely will find a private debt counsellor. More to the point, a debt counsellor identifies whether or not you are officially …
There are practices you can do to improve your credit rating, such as paying your bills on time, disputing credit score errors, and getting an advance. Now, you might have taken a double look on that last entry and wonder, “Will getting an advance improve your credit rating?” Consider this — debt consolidation. While there’s …
Will Getting an Advance Improve your Credit Rating? Read More »
Borrowing money should be a financial tool and not a lifetime burden. So, which should you pay first to get out of debts? How much debt do you have? Check how much debt you’re carrying, and what sort it is. As opposed to the low-interest or no-interest debt, the high-interest debt costing you the most …
Financial anxiety can influence aspects of your life, resulting in physical and mental exhaustion. Here’s some simple budgeting tips to guide you in managing your spending. It’s never been more important to keep on top of your finance game. Effective budgeting is a great way to monitor and track your monthly expenses. However, most people …
Accumulating money is great and it’s even better when you can save a little extra outside your regular budget. Though traditional banks propose their own apps to help you track your spending, there are more third party apps you can check to get further insights into your spending. We roundup some of the most beneficial …
To fix your budget, the change that you need to do is most likely in just an area or two, rather than a complete overhaul. Budgeting is one of the best tools to get the most out of your money. A budget is a simple plan to show what money you expect to receive and …
How to Fix Your Budget in Uncertain Times – COVID-19 Read More »
Whether you are a business owner, are in a commission-based position, or have some other circumstance that causes inconsistent income month-over-month, it is a common thought that it is impossible for you to create and stick to a budget. However, quite the opposite is true! Sure, the process may look a bit different than your …
How to Create a Budget for an Inconsistent Income Read More »
If you’ve got a smartphone, there’s a good chance you use it a large percentage of the day. We can’t do without our mobile phones, but we sure could save money on our phone data usage. Whether streaming music, checking Facebook, texting friends or taking photos, these devices are built of everyday use. The problem with these digital extensions of …
In our last UBOMI blog post, we looked at some handy ways to save money at our weekly shop. Now, we’re going to look at another really expensive aspect of living in 2020 — petrol. So, how do we save money on petrol? Most of us have cars, because most of us enjoy the luxury of transporting oneself to another …
@ Copyright 2022 – MoMa Technologies Pty Ltd trading as UBOMI
Copyright 2022 – MoMa Technologies Pty Ltd trading as UBOMI.
